ANALISIS PERATURAN PEMERINTAH NOMOR 24 TAHUN 2022 TENTANG HAK KEKAYAAN INTELEKTUAL SEBAGAI JAMINAN UTANG DALAM PERSPEKTIF HUKUM EKONOMI SYARIAH

Abstract

The creative economy involves various types of activities based on creation and innovation, such as design, art, music and technology. However, creative economy actors often face difficulties in obtaining capital due to high risks and a lack of conventional assets that can be used as collateral. Therefore, the use of intellectual property as collateral for debt is a solution that is expected to increase access to capital for creative economy players. Government Regulation Number 24 of 2022 concerning Implementing Regulations of Law Number 24 of 2019 concerning the Creative Economy has opened up new opportunities for creative economy actors by regulating intellectual property as debt collateral. From a sharia economic law perspective, this analysis will discuss the legal and ethical implications of using intellectual property as debt collateral, as well as the challenges faced in its implementation.