ASURANSI SYARIAH PERSPEKTIF HUKUM EKONOMI SYARIAH

Abstract

Insurance is a non-bank financial institution whose function is to collect public funds to provide protection against the risk of uncertainty resulting from disasters, accidents or other losses. One type of insurance is sharia insurance. Sharia insurance is an insurance system that is based on Islamic law in its service and operation processes. Sharia insurance is a risk management arrangement that meets sharia provisions, mutual assistance involving participants and operators. In the beginning, insurance was known as a conventional system. However, over time insurance developed into sharia insurance. One of the many non-bank financial institutions in the sharia sector is insurance which is also called takaful, the contract model used can be in the form of tijarah and can also be in the form of tabarru. The development of sharia insurance in Indonesia has experienced rapid progress, especially because Indonesia is dominated by Muslims, the demand for sharia insurance is increasing, especially since this insurance is based on the principles of Islamic sharia.