Efficiency Analysis of Sharia Commercial Bank (BUS) 2012-2016 Using Data Envelopment Analysis (DEA) Method

Abstract

This research is descriptive quantitative research. The purpose of this research is to measure the level of efficiency review Islamic Banks with using Data Envelopment Analysis (DEA) Method. The population of this research are all of the Islamic Banking of Indonesia that listed on the Financial Services Authority (FSA) as of December 2016. And the sample in this research are a part of the Islamic Banking in Indonesia which Islamic commercial banks and published on Financial Statements during period 2012-2016. This variable of this research is consists from two kinds of variables, which is the input variables and output variables. The input variables are cost sharing ratio, personnel expenses and other operating expenses. Meanwhile, the output variable are the main operating income and other operating income. This study uses the production approach with input orientation and uses three types of measurements are the measurement of the efficiency of overall technical efficiency, pure technical and scale. The results of this study that there were 3 Islamic Banks that achieve optimal efficiency levels in the three types of measurements or 50% of total Islamic Banks sampled.